Riders are additional benefits that can be bought and added to a basic life insurance policy. They allow you to customize a policy and can provide several kinds of protection if you meet their conditions. Buying a rider means paying extra, but generally the additional premium is low because relatively little underwriting is required. Here are eight common
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World’s second-biggest chipmaker sees sales soar as lockdowns boost demand Edward White in Wellington The world’s second-biggest producer of memory chips has reported a sharp increase in second quarter sales and profits as greater online activity during the coronavirus pandemic underpinned solid demand. SK Hynix, which makes memory chips used by almost all modern electronic
An industry that once flirted with double-digit gains has been one of the hardest hit by the coronavirus pandemic. By some estimates, overall global real estate investments have dropped by a third in the first half of this year. After delivering an average loss of more than 15% in the first six months of 2020,
Self-custody crypto platform Shapeshift has launched a mobile trading app for iOS and android users to buy and sell digital assets such as Bitcoin (BTC) and Ethereum (ETH) without trusting their private keys to a 3rd party. The app which only requires users to use an email address and password to sign in with currently
Despite the coroanvirus pandemic, home sales are up. If you were thinking of taking advantage of low mortgage rates yourself, first make sure you know what you can afford. “When we first decide to purchase a home, we get really excited about that ideal home,” said Winnie Sun, co-founder and managing director of Irvine, California-based Sun Group
Build Me Up premiers on HGTV on July 22nd at 9:00 pm. HGTV Build Me Up on HGTV is the home renovation show the world needs right now. Featuring interior designer Orlando Soria of Unspouse My House and Secrets From A Stylist, every episode shares the story and home renovation of someone going through a major life transition. Soria
Renters Threaten US Real Estate Market, 20 Million Americans Face Eviction The aftermath of the coronavirus-provoked business shutdowns in the United States caused a number of market observers to focus on the U.S. real estate and rental markets. As the federal moratorium on evictions reaches its expiry, a recent Aspen Institute … read more. Crypto
WASHINGTON, DC – JULY 20: U.S. President Donald Trump listens to Senate Majority Leader Mitch … [+] McConnell (R-KY) (C) during a meeting with cabinet members and House Minority Leader Kevin McCarthy (R-CA) (L) in the Oval Office at the White House July 20, 2020 in Washington, DC. Trump and the congressional leaders talked about
With prospects waning for federal aid, New York State faces more pressure to increase taxes to fill the deep budget hole caused by the COVID-19 pandemic. Gov. Andrew Cuomo has held off on any big fiscal decisions since signing a $177 billion budget in April. Without federal aid, New York Gov. Andrew Cuomo faces unattractive
Silver prices recede after crossing the October 2013 peak with a high of $23.26. Confirmation of a bearish chart pattern will recall the sub-$22.00 area. Bulls will have to cross September 2013 top to extend the north-run. Silver prices mark depression around $22.88 during the initial Asian trading on Thursday. The white metal surged to
Different parts of the economy might experience sharp deflation while other parts are experiencing rapid inflation. What each household… by Charles Hugh Smith via Of Two Minds July 22, 2020 This is the key dynamic of the economy going forward: defaults on debt, declining wealth as assets are relentlessly repriced lower and sharp declines in
Charts, just like looks, can be deceiving. Since bottoming out on March 20 during COVID-19’s peak destruction of the market, shares of chipmaker Micron (MU) have appreciated by 43%. You would think those are some excellent returns but dig a little deeper and you find Micron has underperformed. Compared to the SOX (the Philadelphia SE
Pedestrians wearing protective masks walk past a Microsoft Technology Center in New York, on Wednesday, July 22, 2020. Jeenah Moon | Bloomberg via Getty Images Check out the companies making headlines after the bell: Microsoft — Shares of Microsoft dropped 2% in after hours after the company’s fourth-quarter earnings beat estimates. The technology company reported earnings
If you’re buying a new car, “no-down-payment” car insurance, widely touted online, could be appealing. After all, your budget may be stretched to the max, and making a big car insurance payment on top of that might seem next to impossible. Unfortunately, the term “no-down-payment” is something of a misnomer. Any major insurer will require
The White House and Republican congressional leaders have reached a deal on a new package of stimulus measures to aid the US economy, but are facing a backlash from rank-and-file members of their party that could complicate prospects for a final agreement in Congress. Republican opposition has been building over the course of the week,
The gaming boom stemming from this year’s Covid-19 lockdown — supported by a jump in working and learning from home — pushed Microsoft’s revenues well ahead of expectations in the latest quarter, according to figures issued late on Wednesday. The strong performance, with revenue more than $1bn ahead of Wall Street’s forecasts, came despite stresses
People walk past a TD Bank in Brooklyn, New York. Drew Angerer | Getty Images Earnings keep coming in, and while some high-profile companies are continuing to refuse providing guidance, many are making very interesting comments about the state of their industries. Here’s a few: Stock trading really strong. A solid report from TD Ameritrade.
After an initial slowdown when the coronavirus outbreak began in the U.S., advisor recruiting has bounced back — and then some. A combination of work-from-home policies and Zoom meetings has made it easier for advisors to take that introduction call and “kick the tires” of a prospective new firm from the comfort of their kitchen
U.S. government spending may lead to upward Bitcoin (BTC) prices, according to Gemini crypto exchange co-founder and CEO, Tyler Winklevoss. “The Fed continues to set the stage for bitcoin’s next bull run,” Winklevoss said in a July 22 tweet, which included an article link on the government agency’s discussions of further stimulus spending. Bitcoin holds
Elizabeth Sutton in front of her one of her paintings. Elizabeth Sutton In just four years, Elizabeth Sutton has seemingly come out of nowhere to become an incredibly successful artist, designer, entrepreneur, and podcaster. Combining whimsy, lots of color and a big dose of humor into her work, it still remains sophisticated. Raised in a
Getty Images Google on Wednesday updated its search engine with new tools for people shopping for mortgages, including a calculator, recent average mortgage rates and key terms homebuyers may need to know during the mortgage shopping process. Google teamed up with the Consumer Financial Protection Bureau to launch the new tools because it found that
Renters Threaten US Real Estate Market, 20 Million Americans Face Eviction The aftermath of the coronavirus-provoked business shutdowns in the United States caused a number of market observers to focus on the U.S. real estate and rental markets. As the federal moratorium on evictions reaches its expiry, a recent Aspen Institute … read more. Crypto
Your state pension is being robbed. Worse still, nobody wants you to know about it. Getty Expert forensic investigations reveal stealing from state pensions may be rampant, undermining the retirement security of workers. That’s an inconvenient truth that neither the inexperienced board overseeing your pension nor the Wall Streeters robbing it want you to know.
Ohio legislation that provided a ratepayer bailout for two nuclear power plants owned by then-bankrupt FirstEnergy Solutions is at the center of a $60 million pay-to-play scheme that led to the arrest of Ohio House Speaker Larry Householder on federal corruption charges this week. The legislation, signed by Gov. Mike DeWine in July 2019, bolstered
Gold, Silver Outshine Stock Markets Despite Dow Hitting 27,000 The Dow Jones Industrial Average (DJINDICES: ^DJI) and S&P 500 (SNPINDEX: ^GSPC) led the way higher, with the Nasdaq Composite posting more modest gains. In particular, precious metals markets were on fire on Wednesday, with big gains across the board that reflect sentiment about the massive
How does China play into this? How will this affect the global collapse? Who benefits? by Josh Sigurdson and Tom Picciott of World Alternative Media Josh Sigurdson talks with Tim Picciott, The Liberty Advisor about the massive move towards a cashless society as the Bank of England admits that they’re looking very closely at creating
Well, the quadrennial silly season is upon us. Corona may have delayed the start of campaigning, but it couldn’t derail our Constitutionally ordained ritual of holding a Presidential election every fourth year. Stock traders are deeply interested in every year’s election results, watching party platforms and candidate statements closely for clues to economic policy. Some
A view of a Best Buy retail store on August 29, 2019 in San Bruno, California. Justin Sullivan | Getty Images Check out the companies making headlines in midday trading. FirstEnergy — The energy stock fell more than 24%, continuing a sharp fall from Tuesday, after the company was embroiled in a corruption investigation in
Marcus is a recent addition to the offerings from 150-year-old Wall Street investment bank Goldman Sachs, having launched in 2016. Officially known as “Marcus by Goldman Sachs,” it is an online-only bank offering high-yield savings accounts, high-yield and penalty-free certificates of deposit (CDs), and no-fee personal loans. This comprehensive review of Marcus will help you
Chess 2377 1…Qc4+! 2 Bxc4 Rxh2 and White can only delay Rh1 mate. Instead the immediate 1…Rxh2?? loses to 2 Qxf8+! Kxf8 3 Re8 mate, so Black had to start by diverting White’s b5 bishop. Chess: 2376 1 Qg3! and Black resigned. The threat is 2 Qxe5 Qxe5 3 Nf7 mate. If 1…h62 Qxe5 wins