Coupons can drive customers to your business. In today’s world, 96% of consumers have used a coupon in the past 90 days. JC Penney tried to break consumers of the coupon habit in 2012 and quickly saw a 23% drop in sales for the first three quarters of 2012. If JC Penney couldn’t change people’s
Month: January 2022
The long-expected end of easy money seems to be upon us. In the past couple of weeks, the Bank of England has raised rates, and the US Federal Reserve has indicated a swifter tapering of its asset-buying programme and as many as three rate hikes in the year ahead. All this is predicated on the
Barbara Kaczor took the disruption caused by the Covid-19 pandemic in her stride. But the 41-year-old from Czestochowa in southern Poland has found handling this year’s rapid surge in prices more of a struggle. “When you go shopping you spend so much money you don’t know what you have spent it on. I understand that
Sharing is Caring! Via International Man International Man: Over the last few years, the global hysteria has shined a light on the morality of most people and their personal ethics. It has been eye-opening, to say the least. Let’s discuss the meaning of ethics and what it means to live by them. Webster’s Dictionary defines ethics
Cryptocurrencies and sport have continued to collide in 2021 with synergies between the two proving to be fruitful on a number of fronts. The relationship between the sports world and the various applications of cryptocurrencies and blockchain technology has slowly been expanding over the past few years. Humble beginnings of simple sponsorships building early brand
Depending on your vantage, 2021 was either one of the strongest or one of the most challenging housing markets in a generation. Across a range of government and private measures, house prices have posted their largest year-over-year increases, rising to record-shattering highs. In nominal terms, prices have catapulted past their 2006 peak, and are 10%
Trading platform Robinhood has announced the beta launch of its cryptocurrency wallets, which is set for mid-January. The company said 1.6 million people have signed up for the crypto wallets. Robinhood’s Crypto Wallets to Launch in Beta This Month Robinhood announced this week the upcoming beta launch of its highly anticipated cryptocurrency wallets. The company
Following a year of robust enforcement in the public finance sector, the Securities and Exchange Commission will focus on municipal issuer disclosure and municipal advisor misconduct in 2022. LeeAnn Gaunt, chief of the SEC Enforcement Division’s Public Finance Abuse Unit, said that includes breaches of fiduciary duty and unregistered municipal advisor activity. “We continue to
Jim Rogers: Next bear market will be ‘the worst in my lifetime’ — here are 3 assets he’s using for 2022 crash protection The Santa Claus rally has brought the market to new highs as we enter 2022, but it’s important to remember that stocks don’t always go up in straight lines. Famed investor Jim
A lot of people talk about why the silver price has a lot of catching up to do in… Alex Newman with Chris Marcus of Arcadia Economics What happens when the paper silver market finally breaks? A lot of people talk about why the silver price has a lot of catching up to do in
Your child (or grandchild) might be just a two-year-old, but it’s not too early to start figuring out how you’ll pay for college. Here’s why: according to the College Savings Plans Network, it’s estimated that an inflation rate of 6%, it will cost $261,277 to send a child who is a toddler in 2021 to
Boris Johnson has called on ministers to draw up “robust contingency plans” to tackle coronavirus-related staff absences threatening to disrupt UK businesses and supply chains over the coming weeks. With rising case numbers exacerbating the staff shortages already plaguing many sectors, public sector leaders have been asked to test plans against worst-case scenarios of workforce absence scenarios
Schools, hospitals and businesses in Britain are considering the use of Covid sniffer dogs as a novel way to detect the virus alongside more conventional testing methods. A UK study published in May this year by an academic consortium found that canines have a better record at picking up the presence of Covid-19 in people
Sharing is Caring! by Arkadiusz Sieron of Sunshine Profits High inflation won’t go away in 2022. Good for gold. However, it is likely to continue to climb and reach its peak. That sounds a bit worse for gold. If 2021 was tough for you, I don’t recommend reading Nostradamus’ predictions for the next year. This famous French astrologer saw inflation, hunger,
While 2021 did provide some sort of respite for investors operating across the global crypto landscape, it was still largely been driven by fears that first reared their ugly heads back in 2020. From rising inflation rates to another wave of coronavirus-related outbreaks, the ground beneath everyone’s feet continued to move even without them knowing.
The readers have spoken – that is, if clicks can talk. Most of the top-viewed homes of 2021 among Forbes Global Properties listings were located in the U.S. But among those in France, a 19th century stone chateau with an 18-hole golf course took the win. The Groupe Mercure offering is currently priced at nearly
India’s Directorate General of GST Intelligence (DGGI) reportedly raided major cryptocurrency exchanges Saturday. Their offices were searched and “massive goods and services tax (GST) evasion has been detected by DGGI.” Tax Authorities Say Cryptocurrency Exchanges Have Been Evading GST Tax India’s Directorate General of GST Intelligence (DGGI) reportedly raided major cryptocurrency exchanges across the country
Betty White died only a few weeks from her 100th birthday. Few people knew her, that is, really knew her as a person. Most of us knew her through her work. And, it is through her long life, and long work life, that we can draw some insight for our own possible futures and ideas
Buffalo has spent generations trying to beat back its bad weather reputation. A hotel guidebook in the western New York city shows sailboats out on the water on a sunny day, with a headline that reads: “This is the Buffalo you don’t see on the Weather Channel.” But that is not the image people generally
Welcome to Kitco News’ 2022 outlook series. The new year will be filled with uncertainty as the Federal Reserve looks to pivot and tighten its monetary policies. At the same time, the inflation threat continues to grow, which means real rates will remain in low to negative territory. Stay tuned to Kitco News to learn
What would be truly optimistic would be to surrender our dependence on asset bubbles and malinvested debt to prop up an unstable delusion of effortless “wealth”… by Charles Hugh Smith via Of Two Minds What would be truly optimistic would be to surrender our dependence on asset bubbles and malinvested debt to prop up an
The UK’s drive to decarbonise the energy sector faces a big test within weeks when a minister rules on whether two wind farms off a tranquil area of England’s east coast should go ahead despite strong opposition from locals about the onshore elements of the projects. ScottishPower’s planning application for the two projects off the
Estée Lauder Youth Dew EDP and bath oil © Alex Crétey Systermans Virginie Mouzat, former fashion and lifestyle editor of French Vanity Fair“I’m never without Youth Dew by Estée Lauder: it’s my secret weapon. I have lived with this perfume for so many years. You can still find the bath oil too; I put a
Sharing is Caring! by Charles Hugh-Smith In other words, our economy and society have been optimized for failure. If we look at the fragility and instability of essential systems, it’s clear that 2022 will be the year of breakdown. Let’s start by reviewing how systems break down, a process I’ve simplified into the graphic below. 1.
Bitcoin’s (BTC) price has been ranging between $46,000 and $52,000 for 26 days. Despite the large nominal $6.1 billion year-end options expiry, the bullish and bearish instruments were evenly balanced between $44,000 and $49,000. Therefore, it was no surprise that the $47,175 price at 8:00 am UTC on Dec. 31 brought little change to the
As the world begins to open up again, there is renewed interest in coworking spaces and retail. So why not combine both concepts? This is exactly what three interior designers did in the Larchmont Village neighborhood of Los Angeles to create Maquette. Located in a converted bungalow at 507 North Larchmont Boulevard, it is exactly what
The stock exchange of Gibraltar, a British territory, has received a purchase offer by a blockchain firm called Valereum. The purchase, that is set to occur in the new year, if effective, might make the Gibraltar Stock Exchange the first bourse where cryptocurrencies and stocks could be traded with cryptocurrencies. Regulators are currently reviewing this
Louisiana has asked a federal court to dismiss a lawsuit filed by an Arizona-based online business that argues the state’s local sales and use tax collection system is unconstitutionally complex, a complaint that probes the Supreme Court’s high-profile 2018 South Dakota v. Wayfair ruling. Arizona-based Halstead Bead Inc. on Nov. 15 filed the lawsuit in
Welcome to Kitco News’ 2022 outlook series. The new year will be filled with uncertainty as the Federal Reserve looks to pivot and tighten its monetary policies. At the same time, the inflation threat continues to grow, which means real rates will remain in low to negative territory. Stay tuned to Kitco News to learn
“…the very limited amount of food that the U.S. government has on hand will be gone almost immediately…” by Michael Snyder of The Economic Collapse Blog We live at a time when global food supplies are getting tighter and tighter and global food prices just keep going higher and higher. Bizarre weather patterns and widespread