Homeowners insurance is designed to cover you against various types of damage, but you may be wondering whether that includes mold. It’s a good question to ask, particularly if you’re purchasing an older home and want to avoid any potentially costly surprises. The answer isn’t always clear-cut. “Generally, standard homeowners insurance policies can cover mold
Month: January 2021
Donald Trump is facing growing isolation and outrage over the mob attack on the US Capitol, as Mick Mulvaney and other members of his administration resigned in protest over the president’s conduct. Mr Mulvaney, Mr Trump’s former acting chief of staff and a loyal supporter of the president, announced his decision to resign as Mr
FACE Alexandra Soveral, LondonWorking from a small studio in Maida Vale, facialist Alexandra Soveral’s natural approach to skin emphasises tissue and muscle manipulation via lots of massage, to de-stress knotted brows, tighten jaw muscles and promote circulation. Her holistic approach is coupled with her own line of mostly organic products: try the antioxidant-rich face masks to plump
Traders work on the floor of the New York Stock Exchange. NYSE Despite the chaos at the Capitol, the S&P 500 closed Wednesday at a new high, which baffled some observers. “I think most feel this [the Washington protests] is more of a one-off situation, that this as an isolated event as opposed to some
The Internal Revenue Service and the Treasury Department released guidance Wednesday on claiming deductions for expenses associated with Paycheck Protection Program loans that have been forgiven. The guidance in Revenue Ruling 2021-02 also reverses previous guidance issued last year by the IRS and the Treasury when Treasury Secretary Steven Mnuchin fiercely opposed the ability to
When the Securities and Exchange Commission gave its blessing to social media platform IMVU to launch VCOIN, it was a major leap forward for acceptable scope of crypto applications. The implications for what sorts of projects the SEC considers a security are, in and of themselves, huge. But part of the appeal of VCOIN to
Be DTLA is the first Southern California apartment community to capture IWBI’s WELL Health-Safety … [+] Rating. David Guettler Photography The arrival of the COVID-19 pandemic has elevated health to its rightful place high above wealth on many people’s lists of priorities. Real estate developers have responded to the pandemic by placing greater emphasis on
A sign is posted in front of new homes for sale at Hamilton Cottages on September 24, 2020 in Novato, California. Justin Sullivan | Getty Images After a strong surge in home sales over the past six months, suddenly consumers are concerned about the health of the housing market. Buyers and sellers felt significantly less
PRESS RELEASE. 7th January 2021, London, United Kingdom – Stratis was created for a simple purpose – to provide enterprises with blockchain as a service (BaaS) solutions, designed to implement complex blockchain architecture within mainstream coding languages, used by everyday companies away from the crypto niche. It does this through cloud solutions, support for C#
Mistakes seniors make with HECM Reverse Mortgages getty FHA insured reverse mortgages, called HECMs, allow seniors to withdraw cash from their home while retaining the right to live there indefinitely. They are a potentially powerful tool for helping seniors live better lives during their retirement years. However, the benefits can also be frittered away, with
John Hallacy, founder of John Hallacy Consulting LLC, talks about the most important opportunities and challenges the municipal bond market will face in 2021. He gives his estimate on where muni volume may be headed, discusses the possibility of a federal infrastructure program and talks about what to expect under a Biden Administration. Chip Barnett
Editor’s Note: With so much market volatility, stay on top of daily news! Get caught up in minutes with our speedy summary of today’s must-read news and expert opinions. Sign up here! (Kitco News) – Heading into the EU open gold (0.09%) and silver (-0.70%) are pretty mixed. There were no such problems in the
It’s a file. You click “send”. Yet the Federal government can’t even do that correctly…?!? (by Half Dollar) Wow! Mnuchin was pretty confident at the end of the year, and I’m not kidding about the payments being nothing more than a file: .@USTreasury has delivered a payment file to the @FederalReserve for Americans’ Economic Impact
T-Mobile released preliminary fourth quarter and full-year 2020 results yesterday that highlighted postpaid net additions of 5.5 million customers for the year. This represents the highest increase in postpaid customers in the company’s history. T-Mobile (TMUS) expanded its 5G network leadership and now reaches 280 million people. The company surpassed its aggressive goal to cover
Take a look at some of the biggest movers in the premarket: Bed Bath & Beyond (BBBY) – The housewares retailer reported quarterly profit of 8 cents per share, short of the 19 cents a share consensus estimate. Revenue also fell short of forecasts, hurt by a steep drop in store traffic and higher freight
By Chris Black This is going to be used as the excuse by the Biden Administration for cracking down on all of us. It will go down in history as “an attempted coup.” It was a completely manufactured event. After President Trump delivered a speech in DC to a huge MAGA crowd, he told his
Ethical violations and criminal activities in various industries have affected our economy over the past few decades, particularly in the banking, financial, and housing sectors. When it comes to financial crimes, mortgages provide ample opportunity for bad actors to steal, defraud, or cut corners. Let’s examine the complex ethical and criminal issues surrounding mortgage fraud.
Pedestrians walk by a T-Mobile store in New York. Scott Mlyn | CNBC According to some Wall Street experts, there’s still plenty of fuel left in the tank, even after the stock market closed out the year at record highs. Strategists from Goldman Sachs predict that the S&P 500 will round out 2021 at 4,300
European equities rose for a second day, while Asian markets rallied, as violent clashes in Washington failed to shake hopes for increased fiscal stimulus in the US. The benchmark Stoxx Europe 600 index rose 0.3 per cent in early trading, as did Germany’s Xetra Dax, while London’s FTSE 100 crept 0.1 per cent higher. This
California reported its second-biggest one-day increase in coronavirus deaths on Wednesday, with hospitalisations hitting another record high and fast-approaching the 23,000-mark. A further 459 deaths in the country’s most populous state were attributed to coronavirus by authorities, up from 368 on Tuesday. A total of 29 people suffered anaphylactic reactions after receiving coronavirus vaccines in
Raymond James’ independent broker-dealer finished off 2020 by completing its largest recruiting move of the year in terms of total client assets. A quartet of Franklin, Tennessee-based advisors with Campbell Johnson McGiboney Wealth Advisors dropped Morgan Stanley to affiliate with Raymond James, the firm announced Jan. 4. The team managed $1.1 billion in total client
Brian Brooks, the acting head of the U.S. Office of the Comptroller of the Currency and former chief legal officer to Coinbase, has warned against the Consumer Financial Protection Bureau receiving the right to grant “Fintech Charters.” Earlier this week, the CFPB’s Taskforce on Consumer Financial Law published a report featuring 102 policy recommendations intended
Keith Hoogland, owner of Family Video, pictured in 2017. Jamie Kripke for Forbes And in the end, there were none. Family Video, a video rental company that outlived Blockbuster by a decade, announced this week that it will close its several hundred locations after 42 years in business. The news marks the end, at long
Jon Ossoff and David Perdue, candidates for Senate from Georgia. Reuters; Getty Images If Democrats achieve a majority in the Senate, a number of relief measures targeted at renters struggling amid the pandemic – including a right to counsel for those facing eviction and a larger pot of money for back rent – will have
A gambling tech giant received the green light from the U.S. Patent and Trademark Office (USPTO) to start offering cryptocurrency payment options to their users. The company is known for manufacturing slot gambling machines. Gamblers Could Also Transfer Crypto From Their Wallets to the Casino’s Ones Per records from the USPTO, International Game Technology (IGT)
For most investors, Target-Date (TDFs) or Lifestyle Funds are a great idea. They reside in your 401(k) as a basket of mutual funds. Professional managers pick them and adjust risk based on your age. The closer you are to retirement — your “target date” — the lower the stock market risk in a TDF portfolio.
Denver Public Schools on Thursday will price $450 million of new money bonds authorized by voters two months ago. The school building bonds, pricing through negotiation with book runner RBC Capital Markets, are listed under the name School District 1 of the City and County of Denver. Fiscal Strategies Group and Public Resources Advisory Group
Twitter today removed three of Donald Trump’s tweets due to “…severe violations of our Civic Integrity policy.” Trump’s access to Twitter will be locked for 12 hours. Twitter warns continued violation could result in permanent suspension. Trump has over 88.7 million followers and has been a big user of the platform. As a result of
There is no Paul Volcker-type Fed official willing to do “whatever it takes” to stop inflation. Which means inflation is going to… by Graham Summers of Gains, Pains, & Capital The $USD in serious trouble. As I’ve been noting in recent articles, inflation is already in the U.S. economy. The last real bout of inflation the U.S. experienced was
Inovio Pharmaceuticals’ (INO) 2020 was a tale of two contrasting halves. Shares skyrocketed during the first 6 months as the small vaccine maker entered the Covid-19 vaccine race and caught a ride on investors’ appetite for coronavirus-focused stocks. However, the year’s second half was marred by disappointment as the company failed to keep up with
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