One Company Is Building the Railway for the Next Generation of Digital Payments


Payments Experts NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) Primed to Become a Leading Digital Payments Processor

A truly MONUMENTAL shift is underway, as businesses and merchants around the world transition towards a fully digitized economy.

In the United States alone, the payments market of business-to-business (B2B) transactions is currently worth $22 TRILLION.[1]

To streamline this and other forms of digital transactions, there is an increasingly loud call for acceptance of a growing number of currencies, including Bitcoin and other digital currencies.

While many traditional payment processors such as Visa, MasterCard, PayPal and others continue to innovate, they’re all operating on a paradigm that only includes fiat currency.

There’s ONE company making a serious push to be THE global payment rails of ALL digital currencies (like Bitcoin and Etherium): NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF)

Currently 6% of Small and Medium online businesses already accept payments in digital currencies in the US. Worldwide and 7% of the global population already own digital currencies.[2]

Now with the advent of a Bitcoin rival coming out of China and Facebook’s announcement of its Libra coin, they could drastically increase that percentage very soon. With each additional percentage point that these figures grow, billions of dollars of digital-currency buying power enters the market.

However, before this revolution can happen… someone MUST provide the infrastructure to facilitate it—with the immense reward of capitalizing on EVERY transaction that takes place within its system.

That someone is NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF).  This under-the-radar company may be making the strongest case in the market to become that platform.


NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) already services 57 countries in 38 fiat currencies, with access to over 5 million merchants. The company is poised for a MAJOR boost with every new outlet that accepts transactions in Bitcoin and other major digital currencies.

In 2017, $190.2 million per month was spent on retail purchases using Bitcoin.

Given that notable household names such as Expedia, Microsoft, Overstock, Subway (Starbucks) and Wikipedia already accept Bitcoin[3], it’s only a matter of time for global giants like Amazon and Apple get on board as well.

What we’re witnessing is an evolution of money, which started long ago through precious metals, then to metals-backed currencies, to today’s fiat currencies, to credit cards, to the current intermediary step of mobile payments, to what we believe is the logical next step… DIGITAL CURRENCIES.

Traditional payment processors such as Mastercard and Visa have already shown a willingness to consider Bitcoin and other forms of digital money. Internally, Mastercard has recently begun developing its own team to develop digital currency and wallet projects[4]. Visa on the other hand has made multiple investments into the space[5], while allowing cryptocurrency exchange Coinbase to expand its Visa debit card service to six European countries in order to allow them to spend their digital assets[6].

While still in beta development, NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) has its own proprietary digital currency credit card expected to come out later this year. Unlike Square, NetCents has eliminated the process and challenges of developing its own hardware by integrating its product with existing hardware manufacturers.

As Square’s CEO Jack Dorsey has very publicly shown his support for Bitcoin, the NetCents platform is capable of processing payments from a larger variety of popular digital currencies, including Ethereum, Litecoin and Bitcoin Cash.

Holders of Bitcoin who want to spend their currency in a fast, honest, and secure way have an answer already available to them: NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF)

In 2019, NetCents signed 35 new partnerships/agreements and have integrated with over 1,000   merchants directly. Through their ISOs and partners NetCents has direct access into over 5 million merchants worldwide, and supports all major fiat currencies in 57 countries worldwide.

As it grows its global footprint, NetCents has a chance at making inroads into major markets, such as China, which is already developing its own digital currency counter to Bitcoin, and has driven revenues sky high for groups such as Alibaba and TenCent Holdings, and their apps Ali Chat and WeChat respectively.

NetCents’ own app can be incorporated into many different platforms, as possibly one of the most versatile digital currency payment programs ever developed.

Bridging Digital Currency Acceptance Toward Merchant Accounts

Before mainstream consumers can properly participate in digital currency transactions, buy-in must begin at the enterprise level—at the Point of Sale (POS), through either a physical terminal, or an online payment gateway.

INTEGRATION is the name of the game… and it’s through the elimination of chargebacks that may get them there.

NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) has already secured a head start, going after all levels of the traditional payments infrastructure by partnering and signing deals with  Independent Sales Organizations (ISOs), terminal hardware manufacturers, POS platforms, E-Comm integrations, Gateway’s and others and it is so far paying off. They have integrated with 7 of the top 10 used POS terminal hardware providers in the world, including:

  • PAX
  • Exadigm
  • Clover
  • Exadigm
  • Ingenico
  • Verifone

Big businesses are smart. They know they can’t avoid digital currency transactions forever, which is why we’re seeing majors such as Amazon-owned Whole Foods, Starbucks, and Nordstrom now accepting payments in Bitcoin, Ethereum, Bitcoin Cash and the Gemini dollar.[7]

Microsoft is already accepting crypto for user accounts in the entertainment and gaming business. Even NBA basketball teams are starting to allow fans to buy tickets with Bitcoin[8].

In part, some of these organizations are accepting digital currency transactions, because in many ways they’re even safer than traditional credit cards.

E-commerce fraud is causing major friction between online merchants and credit card companies, as it’s been growing at twice the rate that e-commerce itself has.[9]

Retailers are expected to lose $130 billion from fraud and chargebacks by 2023.[10]

NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) has addressed this issue, while building infrastructure someday capable of becoming the underlying pathway for all types of digital currency transactions—whether through white labeling with partners, or under its own NetCents app and platform. Their system is completely agnostic to wallets, gateways, processors or users choice in providers or exchanges. Their system works with all of it.

Thanks to its platform, NetCents drastically reduces the risk of fraud and chargebacks, while being fully agnostic and capable of integrating the ewallets of any partner that joins it.

NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) has already secured access to over 5 million merchants in 57 countries, and is processing payments in 38 local fiat currencies.

“We continue to move alternative payment solutions mainstream through the development of the necessary payment settlement infrastructures. By eliminating the volatility of cryptocurrencies for merchants, NetCents has introduced a simple, safe, cost effective alternative payment solution into the estimated $30 – $40 trillion annual global payment market place [11].”

– Clayton Moore, CEO of NetCents Technology

A Sea of Opportunity

Given its flexibility and security, NetCents is emerging from its peers to have what’s being speculated to be banking grade potential.

As the FIRST public pure play company in the space, NetCents (CSE:NC) (OTCQB:NTTCF) has also already gone through the auditing phase—a feat NO OTHER crypto/blockchain company in the space has been able to do.

This feat is totally unique. Most companies operating in the space could never pass an audit, as most of their systems, order books, accounting or otherwise have never been built or set up to pass banking level auditing standards, and so there’s very little transparency or validation of any of the numbers offered by companies in the space.

Investors should feel very comfortable and confident that, as NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) is one of the world’s only digital currency companies that does hold themselves to this standard. This comfort comes from its publicly-traded status, that the company must annually go through to maintain that level of compliance.

On top of regular audits, this year NetCents also had to go through a secondary level of intense auditing and scrutiny from CPAP, Canada’s governing body that audits the auditors based on new standards and harder rules for blockchain and crypto companies.

Having successfully gone through the right hoops of compliance, and having access to wider amounts of funding through its publicly-traded status, this means that the company is primed and ready for a possibly endless supply of merger and partnership opportunities. Taking on other companies and technologies, and bringing them under the NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) umbrella is well within the realm of possibility. As well, another larger entity may look to the NetCents platform as a turnkey opportunity to enter the digital currency space through acquisition as well.

Through their ISO sales partners, NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) has already retained access to an effective sales force of 1,000’s of Sales Agents, at no direct cost to the company. To-date they’ve signed and on-boarded more than 35 partners, leading into a revenue stage for the company.

In order to secure widespread mainstream adoption, getting new partnerships within the traditional payment space is KEY.

This has led to the company signing agreements with ISOs, payment gateways, terminals, POS systems, etc.—including a major deal for terminal integration with global payment leader PAX Global Technology who have sold over 26-million terminals, worldwide, back in January.[12]

“We’re pleased to be integrated with one of the top POS terminal providers enabling merchants in the card present space to easily accept cryptocurrency as a payment method,”

– CEO Clayton Moore, upon the completion of the integration.

Why Would Merchants Use NetCents?

Merchants want to know that their transactions are safe, and that they’ll be paid out in their local currency in a reasonable amount of time.

NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) equips forward-thinking merchants with the ability to accept digital currency payments, while only internally dealing with fiat currencies.

Through their system, digital currency payments would work just like accepting any other foreign currency at a POS.

NetCents removes ALL of the liquidity and volatility issues that can be associated with digital currency transactions, by guaranteeing the sale price for the merchant in real-time, paying out in local fiat currency—all with a potential savings on EACH transaction.

The NetCents rail provides merchants with a low transaction fee (with savings between 3-9%).

While NetCents instantly allows merchants to accept payment in the main 4 cryptocurrencies (Bitcoin, Bitcoin Cash, Litecoin, Ethereum), making it simple and convenient for merchants to add a whole new revenue stream.

Merchants become able to accept payments indifferently, whether the payments come from fiat currency, credit cards, or digital currencies. The system is completely agnostic towards the eWallet of the user, or the digital currency in use.

How Secure is Receiving Payments Through NetCents?

The NetCents platform is entirely proprietary, having been built in-house. Merchants can take heart in its ability to drastically reduce the risk of fraud and eliminate chargebacks.

On behalf of all parties involved, the platform runs probability analysis to make sure that everything will go through, that the payment is coming from a good source, etc.

Upon the completion of the verification, NetCents then guarantees the merchant payment in their local fiat currency. Payments are made twice a week.

NetCents supports clients in both the retail and online environments, the platform fulfills the required KYC (know your customer), AML (anti-money laundering) verifications—ensuring merchants are protected.

Uptick in Digital Currency Use Driving Money Evolution

We’re seeing more and more consumers wanting to pay this way. The latest digital currency study by Cambridge University witnessed a substantial rise of 94% more digital currency users between 2017 and 2018.[13]

What NetCents has found with their merchants is that their inclusion doesn’t seem to cannibalize their existing sales. Instead, it enhances them, and becomes a new revenue stream.

So, depending on the merchant—as long as they inform people that they are accepting digital currencies—they can likely expect to get a nice bump or lift in their sales.

There currently is a demand from holders of digital currencies to be able to spend them, and in turn many payment apps are turning to embracing and enhancing their offerings with digital currencies in mind[14].

Experienced Fintech and Payments Leadership

The NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) team responsible for building out this revolutionary platform consists of an array of payment tech developers and revenue specialists, bringing many combined decades of experience in building and financing payment platform startups.

Industry-leading payments sector entrepreneur Clayton Moore is the company’s CEO and Founder. Key figures in the online gaming industry have sought Moore’s experience, enlisting his expertise to develop payment platform solutions for some of the world’s largest poker sites. He currently consults with Fortune 500 corporations on their integration and payment needs, including one of the largest resorts and casinos in the world, MGM Resorts International. Moore began his career in 2003 with the founding of gift card payment platform, Cybux. Upon successfully selling the venture in 2006, Moore founded what is now NetCents.

President and Chief Operating Officer, Gord Jessop, brings over 25 years of management and entrepreneurial experience, that’s included: economic analysis; risk assessment; project financing; internet revenue modelling; and interactive website design. While holding senior management positions with major Canadian lending institutions and GE Capital Insurance, Jessop developed business/revenue models for a variety of companies and business ventures in industries such as: Energy Technology, Retail Grocery, E-commerce, Television and Education.

Chief Revenue Officer and Director, Jenn Lowther, brings the company over 12 years of award-winning experience in corporate and campaign strategy tied to top North American agencies. Her role with the company is to conceptualize and manage innovative strategies and campaigns to drive partner acquisition, revenue, user growth, and brand awareness for NetCents. Her work has benefitted a range of clients from local brick and mortar businesses to major Fortune 500 clients.

Serial entrepreneur Chief Technology Officer, Mehdi Mehrtash brings more than a decade of exposure to the digital currencies and blockchain space, and 20+ years of IT experience with a diverse field of companies that includes Fortune 50 companies. In 2000, he founded the IT solution services agency, Globalsys, and later in 2004 co-founded marketing and merchandising agency Persel Media. Beginning his focus on blockchain and digital currencies in 2008, Mehrtash holds a deep understanding of them and their related tech.

BONUS: Potential Rollout of Proprietary Credit Card Program

Though still in its beta testing phase, NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) is in the process of rolling out its own credit card program—the NetCents Card.

The card pulls directly from the user’s NetCents wallet, potentially using the VISA platform that would open its use to over 40 million merchants worldwide.

This is the company’s next ongoing major step, and management has expressed a goal to complete the rollout into Canada, with plans to add the US and Europe in 2020.

Putting all this together, NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) not only has the merchant front covered, but also brings a healthy and useful user ecosystem that’s ripe for widespread adoption.


  1. NetCents Technology Inc. (CSE:NC) (OTCQB:NTTCF) is a leading digital currencies payments processor
  2. Their aim is to become the global digital currencies payments rail, joining the ranks of acceptance of such names as Visa, Mastercard and PayPal
  3. Entirely proprietary, in-house built platform is primed for potential major partnerships
  4. Already secured integration within 7 of the top 10 POS terminals worldwide
  5. Signed on and on-boarded more than 35 partners to date
  6. Currently available in 57 countries and dealing in 38 local fiat currencies
  7. KYC and AML compliant assuring legality for merchants and their banks
  8. Provides merchants with savings on transactions of between 3-9% and greater security through drastic reduction of fraud and the elimination of chargebacks
  9. Gearing up for the revenue stage in 2019
  10. Set to gain access to 40 million merchants worldwide with 2019 NetCents Card rollout
  11. The ONLY fully audited and verified Crypto/Blockchain company in the space with banking grade security.

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